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Lending & Credit

If you’re looking for a loan to take your business to the next level, you’ve come to the right place. Our seasoned team of bankers have worked with thousands of companies to find the lending solutions they need. Let’s get started.

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We provide financing for:

Short-term financing

Business expansion and acquisition

Purchasing and expense solutions

Seasonal working capital

Managing cash flow, including accounts receivable and inventory

Acquisition of machinery, equipment and vehicles

Payment or performance guarantees (Letters of Credit)

Purchase, refinance, construction or expansion of real estate

Tax-exempt financing

Asset-based lending

Lending Solutions

Line of Credit

A Line of Credit can be a good solution when you need a flexible repayment plan. They typically offer greater borrowing power with a higher maximum credit line and lower interest rate than most business credit cards.

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Credit Cards

For day-to-day expenses and purchases your company plans to repay in the near future, a business credit card can be just what you need.

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Term Loans

With fixed and adjustable rate options, our loans offer competitive interest rates and flexible terms.

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SBA Lending

Ideal for starting, growing or purchasing a small business, SBA loans offer more flexible borrowing requirements and longer terms because they are backed by the Small Business Administration.

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Autobooks

Accounting Software for Small Business

Autobooks is a software package designed specifically to meet the needs of small businesses with accounting, invoicing, and payment services directly integrated with your North State Bank accounts.

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All North State Bank credit solutions and loans are subject to credit approval.