Mom and daughter smile at cell phone  with debit card.

Greenlight Debit Card

Learn to earn, save, and spend wisely with Greenlight’s award-winning money app and debit card. Kids and teens build lifelong healthy financial habits by earning money through chores and allowance, setting savings goals, spending wisely, and more. Parents assign chores, automate allowance, send money instantly, set
flexible controls, and get real-time notifications.

Greenlight accounts are free* when funded through another North State Bank checking account. 

What is Greenlight?



Earn, Spend & Save 


  • Earn money through chores and allowance
    By connecting allowance and chores, kids learn the value of money and hard work. Parents create custom chore lists — while kids get reminders, check off chores, and track their earnings. Skip the trip to the ATM and put allowance on autopilot. Set up weekly, biweekly, or monthly payouts, with the option to connect allowance to chores. Pay a percentage based on chore progress or only pay if they’re all done.

  • Spend wisely with a debit card and flexible parental controls
    With a debit card of their own, kids and teens are empowered to make their own purchases and track their balance and spending history in the app. Parents send money instantly, set spending limits (including ATM withdrawal limits), and get real-time notifications of their kids’ money activity. Plus, all cards are FDIC-insured up to $250,000. Tap or swipe the card to make purchases — or use Apple Pay or Google Pay for mobile payments.

  • Encourage smart saving habits
    On payday, automatically divvy up their allowance between spending, saving, and giving. Big money
    aspirations? Set savings goals together — and invite friends and family to contribute to reach them even faster. Round up purchases to the next dollar and automatically add the change to their savings. Plus, parents can set up Parent-Paid Interest on their kids’ savings to teach the power of compound growth.

Open a Greenlight Debit Card 


A parent or guardian must open their child's Greenlight Debit Card account. Before enrolling, have the information below readily available: 

  • The parent’s mobile number and email address.
  • The child’s mobile number (if applicable, not required).
  • Child’s name and date of birth.
  • Parent’s name and date of birth.
  • Online Banking credentials for the North State Bank account that will fund the Greenlight account (if using account look-up). 
     -Or- 
  • Account and routing numbers for the North State Bank account that will fund the Greenlight account (if you prefer to link your account manually). 
A note about the linked funding account: North State Bank will pay the cost of your Greenlight account when it is linked to a North State Bank funding source. Greenlight will allow you to link to a non-North State Bank account for funding; however, Greenlight will assess a monthly fee.


*North State Bank customers are eligible for the Greenlight SELECT plan at no cost when they connect their North State Bank account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Upon termination of promotion, customers will be responsible for associated monthly fees. See terms for details. Offer ends 11/7/2026. Offer subject to change and partner participation.