Open an eChecking Account

Thank you for your interest in opening a deposit account! Before proceeding with our online application, make sure you meet the eligibility requirements listed below.

All signers and owners listed on the application must be:
  • At least 18 years of age
  • A citizen of the United States of America
  • A resident of North Carolina
Username and Password
You will be prompted to create a username and password during the account opening process. For increased account security, we recommend creating a unique password. If you are an existing North State Bank customer, this username and password is not connected with Online Banking.

Applying with a joint applicant?
No problem! You will need the joint applicant’s name, phone number and email address. They will receive an email from North State Bank prompting them to establish their credentials and complete a portion of the application. Note: credentials cannot be shared. Each user's email address must be unique.